Updated September 29, 2026 · WagerCue Editorial Team
Fun88 vs theLotter
theLotter
Fun88
Higher score in this comparison
Where Fun88 and theLotter differ
| Compare | Fun88ReviewSee alternativesSee alternatives | theLotterReviewVisitVisit |
|---|---|---|
| Welcome offer | 150% match on first deposit | 25% cashback and 15 free spins on Cheeky Fruits 6 Deluxe on the first lottery order (new users) |
| Regulators | Government of the Autonomous Island of Anjouan, Union of Comoros, Government of Montenegro (E Gambling Montenegro d.o.o.) | Malta Gaming Authority |
| Withdrawal time | 10 minutes (India UPI, e-wallet, crypto) | approximately 3 business days |
| Payment methods | Bank transfer, QR pay, UPI, Net banking, STICPAY, MoMo, ZaloPay, Viettel Pay, USDT, Bitcoin, Credit/debit card, SPEI, OXXO Pay, Webpay, MACH, Scratch card, ATM cash card | Visa, Mastercard, Bank transfer |
| Products | Poker, LotteryCovers more | Lottery |
| Responsible gambling tools | Self exclusion | Deposit limits, Cool off, Self exclusion, Reality checkCovers more |
| Withdrawal time (hours) | 0.17 hoursLower | 72 hours |
| Minimum deposit | THB 100 | Not confirmed |
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Key differences
- Fun88 scores higher overall: 9.4 vs 8.9.
- Regulators: only Fun88 offers Government of the Autonomous Island of Anjouan, Union of Comoros, Government of Montenegro (E Gambling Montenegro d.o.o.).
- Regulators: only theLotter offers Malta Gaming Authority.
- Responsible gambling tools: only theLotter offers Deposit limits, Cool off, Reality check.
- Founded is lower at theLotter: 2002 vs 2008.
- Fun88 is licensed in 1 more country.
- Payment methods: only Fun88 offers QR pay, UPI, Net banking.
- Payment methods: only theLotter offers Visa, Mastercard.
- Products: only Fun88 offers Poker.
- Withdrawal time (hours) is lower at Fun88: 0.17 hours vs 72 hours.
Our verdict on each
Fun88
Fun88 suits adults who want sports and casino play on a single account, with a 150% match on first deposit welcome offer and a THB 100 minimum deposit. Payouts can clear in 10 minutes (India UPI, e-wallet, crypto). Licences come from the Anjouan and Montenegro governments.
theLotter
theLotter is a lottery only operator with a Malta Gaming Authority licence, operating since 2002, and it suits adults who want one product plus a simple cashback welcome offer. Withdrawals settle in approximately 3 business days, well behind Islensk Getspa and Getraunir's instant bank payouts, and the range covers lotto draws alone.
Score breakdown
| Area | Fun88 | theLotter |
|---|---|---|
| Cost | 9.6Fast payouts and crypto support help, but a THB 100 entry sits above the site median of €8.77. | Not confirmed |
| Offer | 9.5Higher150% match on first deposit on the opening deposit is solid, though the listed bonus types are limited to free bet. | 8.5Welcome offer pairs cashback on a first lottery order with free spins for new users, and welcome bonus is the only offer model listed. |
| Trust | 9.1 | 9.1 |
Pick Fun88 if, pick theLotter if
Pick Fun88 if offer, products, and withdrawal time (hours) matter most.
Pick theLotter if responsible gambling tools matter most.
Availability and regulation
| Country | Fun88 | theLotter |
|---|---|---|
| Comoros | Government of the Autonomous Island of Anjouan, Union of Comoros ALSI-192407042-FI2 | Not confirmed |
| Malta | Not confirmed | Malta Gaming Authority RN/110/2019 |
| Montenegro | Government of Montenegro (E Gambling Montenegro d.o.o.) AA 001588, numeric no. 133-01/15 4A and 1ER | Not confirmed |
Additional countries for Fun88: 1. Additional countries for theLotter: 1.
Positions in our rankings
| Ranking | Fun88 | theLotter |
|---|---|---|
| Online lottery sites | 8 of 108 | 1 of 108 |
Every fact side by side
| Fact | Fun88 | theLotter |
|---|---|---|
| Features | Fast payouts, On chain, Mobile appCovers more | Mobile app |
| Pricing model | Welcome bonus | Welcome bonus |
| Legal entity | Kamchiya Technology Limited | Lotto Direct Limited |
| Headquarters | Seychelles | Malta |
| Founded | 2008 | 2002Lower |
| Support channels | Email, Chat, Help centre | Help centre, Phone |
Casinos
| Fact | Fun88 | theLotter |
|---|---|---|
| Game providers | Microgaming, Playtech, Evolution Gaming, Ezugi, Spribe | Not confirmed |
| Live dealer games | Yes | Not confirmed |
| ID checks | Required | Not confirmed |
| Restricted countries | Afghanistan, Bosnia and Herzegovina, Cambodia, Denmark, France, Georgia, Germany, Iran, Iraq, Isle of Man, Israel, Italy, Japan, Malaysia, Mauritius, Montenegro, Myanmar, Nepal, Netherlands, Papua New Guinea, Philippines, Portugal, Russia, Seychelles, Singapore, Sri Lanka, Switzerland, Syria, Taiwan, Turkey, Uganda, Ukraine, United Arab Emirates, Vanuatu, Yemen, United Kingdom, Ireland, Laos, United States, South Korea, North Korea | Not confirmed |
| Bonus match | 150% | Not confirmed |
| Game types | Slots, Live, Table, Blackjack, Roulette, Crash | Not confirmed |
| Bonus types | Free bet | Not confirmed |
Where each stands against the rest
| Fact | Fun88 | theLotter | Median |
|---|---|---|---|
| Withdrawal time (hours) | 0.17 hoursbelow the median | 72 hourshighest quarter | 4 hours |
Median across 107 listed gambling operators.
Pros and cons
Fun88
Pros
- Withdrawals can clear in 10 minutes (India UPI, e-wallet, crypto) on India UPI, e-wallet and crypto routes.
- The welcome offer is 150% match on first deposit, with a THB 100 minimum deposit.
- A mobile app and on-chain payments sit in the fast payouts, on chain and mobile app list.
Cons
- Identity checks are required before withdrawals, on the required policy.
- The responsible gambling tools listed are self exclusion only.
- Support runs on email, chat and help centre only.
theLotter
Pros
- The range is lottery only, so the site stays focused on draws
- Licensed by the Malta Gaming Authority and operated by Lotto Direct Limited
- Responsible gambling settings run through deposit limits, cool off and self exclusion
Cons
- Withdrawals take approximately 3 business days, while Islensk Getspa and Getraunir pays Instant to the bank account chosen in the Aur app
- The range is lottery only, with no sportsbook, poker or bingo lines to switch to
- Support runs on help centre and phone only, so no live chat is listed
Who each suits
Fun88
Who it suits
- Adults who want sports and casino on a single account, with slots, live and table to pick from.
- Crypto users, since on-chain payments sit in the fast payouts, on chain and mobile app list.
- Readers who want a self-exclusion option, since self exclusion is listed.
Who should look elsewhere
- totalbet, which is licensed by Minister Finansów RP (Ministry of Finance of Poland) and suits readers who want a ministry on the licence.
- Synot Tip SK, which is regulated by Urad pre regulaciu hazardnych hier (URHH) for players who want a national authority.
theLotter
Who it suits
- Adults who play lotto draws and want one regulator and one product to deal with
- Players who set deposit limits, cool off periods and self exclusion, all part of deposit limits, cool off and self exclusion
- Anyone comfortable paying by Visa, Mastercard and Bank transfer and playing in the app
Who should look elsewhere
- Not for players who want instant bank payouts: Islensk Getspa and Getraunir pays Instant to the bank account chosen in the Aur app
- Not for players who want UK regulation: LottoGo is listed under UK Gambling Commission
- Not for casino bonus hunters: Synot Tip SK spreads a deposit bonus over several tranches with free spins on registration
Current offers
Fun88
Current offer
Bonus
Welcome bonus on first deposit: up to 150% match
Register, complete KYC, select the promotion on the deposit page; applies to sportsbook and casino
Source, checked September 26, 2026
Free bet
Free bets for sports events
Claim from the Promotions section; bonus winnings subject to wagering requirements
Source, checked September 26, 2026
Bonus
Cashback on losses
Ongoing promotion claimed from the Promotions section
Source, checked September 26, 2026
theLotter
Current offer
Free bet
Subscription: Every 7th ticket free: every 7th ticket free
Valid on Standard Entries.
Source, checked September 26, 2026
Discount code
Scratchcards discount: up to 15% off
Participating scratchcards include theLotter Star Scratch, theLotter Star Extra, US Power and US Mega; limited-time discount prices.
Source, checked September 26, 2026
Country by country
| Country | Fun88 | theLotter |
|---|---|---|
| Comoros | Yes | No |
| Malta | No | Yes |
Questions about each
Fun88
What welcome bonus does Fun88 give new players?+
The welcome offer is 150% match on first deposit, a deposit match, and the bonus types listed are free bet. The model is a welcome bonus, so the reward grows with the size of the opening deposit rather than arriving as a free stake.
How much is the minimum deposit at Fun88?+
The minimum deposit is THB 100, which sits above the site median of €8.77. On this measure Fun88 ranks 17 of 89 brands compared, so the entry point is higher than most of the field.
theLotter
Who regulates theLotter?+
TheLotter holds a licence from the Malta Gaming Authority, listed as RN/110/2019. The operator behind the site is Lotto Direct Limited, based in Malta and trading since 2002. LottoGo is the alternative here if a licence under UK Gambling Commission matters more to you.
What does the new customer welcome offer include?+
New users get cashback on a first lottery order along with free spins on a fruit themed slot. The offer is tied to the opening order rather than a standing reward, so it suits someone placing a first draw. Set limits through deposit limits, cool off and self exclusion before playing the bonus funds.
Other options to compare
Other matchups
theLotter
Fun88