Updated September 28, 2026 · WagerCue Editorial Team
Hattrick Psk vs theLotter
theLotter
Hattrick Psk
Higher score in this comparison
What sets them apart
| Compare | Hattrick PskReviewSee alternativesSee alternatives | theLotterReviewVisitVisit |
|---|---|---|
| Welcome offer | 1500 free spins + 1000 EUR | 25% cashback and 15 free spins on Cheeky Fruits 6 Deluxe on the first lottery order (new users) |
| Regulators | Croatian state gambling permit (KLASA UP/I 461, Zagreb) | Malta Gaming Authority |
| Payment methods | PSK terminal, SEPA, Revolut, AirCash, Abon, Visa, Mastercard, Diners Club, Apple Pay, Skrill, Paysafecard, Discover | Visa, Mastercard, Bank transfer |
| Responsible gambling tools | Deposit limits, Self exclusion | Deposit limits, Cool off, Self exclusion, Reality checkCovers more |
| Withdrawal time | Not confirmed | approximately 3 business days |
| Withdrawal time (hours) | Not confirmed | 72 hours |
Same on both: Products (Lottery).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Hattrick Psk scores higher overall: 9.3 vs 8.9.
- Regulators: only Hattrick Psk offers Croatian state gambling permit (KLASA UP/I 461, Zagreb).
- Regulators: only theLotter offers Malta Gaming Authority.
- Responsible gambling tools: only theLotter offers Cool off, Reality check.
- Founded is lower at Hattrick Psk: 1998 vs 2002.
- Payment methods: only Hattrick Psk offers PSK terminal, SEPA, Revolut.
- Payment methods: only theLotter offers Bank transfer.
- Support channels: only Hattrick Psk offers Email, Chat, Community.
- Features: only Hattrick Psk offers Virtual sports.
Our verdict on each
Hattrick Psk
Hattrick PSK runs a Croatian bookmaker and casino under Croatian state gambling permit (KLASA UP/I 461, Zagreb), which suits adults in Croatia who want sports and live dealer tables on one balance. Cash out is available, and the offer of 1500 free spins + 1000 EUR is the main draw.
theLotter
theLotter is a lottery only operator with a Malta Gaming Authority licence, operating since 2002, and it suits adults who want one product plus a simple cashback welcome offer. Withdrawals settle in approximately 3 business days, well behind Islensk Getspa and Getraunir's instant bank payouts, and the range covers lotto draws alone.
Score breakdown
| Area | Hattrick Psk | theLotter |
|---|---|---|
| Offer | 9.7Higher | 8.5Welcome offer pairs cashback on a first lottery order with free spins for new users, and welcome bonus is the only offer model listed. |
| Trust | 9.0 | 9.1Higher |
How they place
| Ranking | Hattrick Psk | theLotter |
|---|---|---|
| Online lottery sites | 15 of 108 | 1 of 108 |
What we checked
Hattrick Psk
- casino.psk.hr: 6 facts, checked September 26, 2026
- psk.hr: 5 facts, checked September 26, 2026
theLotter
- thelotter.com: 12 facts, checked September 26, 2026
- mga.org.mt: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Hattrick Psk | theLotter |
|---|---|---|
| Features | Mobile app, Virtual sportsCovers more | Mobile app |
| Pricing model | Welcome bonus | Welcome bonus |
| Legal entity | Hattrick-PSK d.o.o. | Lotto Direct Limited |
| Headquarters | Croatia | Malta |
| Founded | 1998Lower | 2002 |
| Support channels | Email, Chat, Phone, Help centre, CommunityCovers more | Help centre, Phone |
Casinos
| Fact | Hattrick Psk | theLotter |
|---|---|---|
| Games | 2,000 | Not confirmed |
| Game providers | Playtech, EGT Digital, Amusnet, Pragmatic Play, Novomatic, Fazi, Play'n Go, Casimi | Not confirmed |
| Live dealer games | Yes | Not confirmed |
| Maximum bonus | €1,000 | Not confirmed |
| Game types | Slots, Live, Table, Roulette | Not confirmed |
Where each stands against the rest
| Fact | Hattrick Psk | theLotter | Median |
|---|---|---|---|
| Withdrawal time (hours) | Not confirmed | 72 hourshighest quarter | 4 hours |
Median across 107 listed gambling operators.
Pros and cons
Hattrick Psk
Pros
- A Croatian state gambling permit under Croatian state gambling permit (KLASA UP/I 461, Zagreb) backs the site, with Hattrick-PSK d.o.o. as the licensed operator
- Cash out and live dealer games are both available, so sports and casino play run on a single balance
- Sports lines reach football, basketball and volleyball, from football and handball through to chess, darts and e-sports
Cons
- Bonus value rests on the terms behind 1500 free spins + 1000 EUR, which the headline figure alone does not settle
- A cool-off period and a reality check are not among the tools listed under deposit limits and self exclusion, which cover deposit limits and self-exclusion
- Crypto coins are not among the payment methods, which run PSK terminal, SEPA and Revolut across cards, wallets, vouchers and the PSK terminal
theLotter
Pros
- The range is lottery only, so the site stays focused on draws
- Licensed by the Malta Gaming Authority and operated by Lotto Direct Limited
- Responsible gambling settings run through deposit limits, cool off and self exclusion
Cons
- Withdrawals take approximately 3 business days, while Islensk Getspa and Getraunir pays Instant to the bank account chosen in the Aur app
- The range is lottery only, with no sportsbook, poker or bingo lines to switch to
- Support runs on help centre and phone only, so no live chat is listed
Who each suits
Hattrick Psk
Who it suits
- Croatian players who want sportsbook and casino play on one account rather than separate sites
- Bettors following the sports under football, basketball and volleyball, including football, basketball, handball and e-sports
- Customers paying by card, wallet or voucher, since PSK terminal, SEPA and Revolut covers those routes and a terminal
Who should look elsewhere
- totalbet, when a Polish licence under Minister Finansów RP (Ministry of Finance of Poland) suits a reader outside Croatia better than a domestic one
- Betclic PL, for players who want a Polish licence under Ministry of Finance (Poland) and a different national market
- Synot Tip SK, if a Slovak licence under Urad pre regulaciu hazardnych hier (URHH) is the market you are aiming at
theLotter
Who it suits
- Adults who play lotto draws and want one regulator and one product to deal with
- Players who set deposit limits, cool off periods and self exclusion, all part of deposit limits, cool off and self exclusion
- Anyone comfortable paying by Visa, Mastercard and Bank transfer and playing in the app
Who should look elsewhere
- Not for players who want instant bank payouts: Islensk Getspa and Getraunir pays Instant to the bank account chosen in the Aur app
- Not for players who want UK regulation: LottoGo is listed under UK Gambling Commission
- Not for casino bonus hunters: Synot Tip SK spreads a deposit bonus over several tranches with free spins on registration
Current offers
theLotter
Current offer
Free bet
Subscription: Every 7th ticket free: every 7th ticket free
Valid on Standard Entries.
Source, checked September 26, 2026
Discount code
Scratchcards discount: up to 15% off
Participating scratchcards include theLotter Star Scratch, theLotter Star Extra, US Power and US Mega; limited-time discount prices.
Source, checked September 26, 2026
Country by country
| Country | Hattrick Psk | theLotter |
|---|---|---|
| Croatia | Yes | No |
| Malta | No | Yes |
Questions about each
Hattrick Psk
Who regulates Hattrick PSK?+
Hattrick PSK is licensed under Croatian state gambling permit (KLASA UP/I 461, Zagreb), and the permit number is listed as UP/I-461-03/16-01/03. The operation is based in Croatia, so this is a domestic Croatian licence rather than a multi-market one. Payments and support sit inside that market.
What does the welcome offer include?+
The welcome offer is 1500 free spins + 1000 EUR, pairing free spins with a cash element of €1,000. The bonus model is welcome bonus, the common pattern across betting sites. Wagering terms decide how much of the offer reaches a balance, so read them before depositing.
theLotter
Who regulates theLotter?+
TheLotter holds a licence from the Malta Gaming Authority, listed as RN/110/2019. The operator behind the site is Lotto Direct Limited, based in Malta and trading since 2002. LottoGo is the alternative here if a licence under UK Gambling Commission matters more to you.
What does the new customer welcome offer include?+
New users get cashback on a first lottery order along with free spins on a fruit themed slot. The offer is tied to the opening order rather than a standing reward, so it suits someone placing a first draw. Set limits through deposit limits, cool off and self exclusion before playing the bonus funds.
Other options to compare
theLotter
Hattrick Psk