Updated September 28, 2026 · WagerCue Editorial Team
Lottoland vs paf
Lottoland
Higher score in this comparison
paf
Where Lottoland and paf differ
| Compare | LottolandReviewSee alternativesSee alternatives | pafReviewSee alternativesSee alternatives |
|---|---|---|
| Welcome offer | Deposit and stake EUR 20 to get 100 free spins on Big Bass Bonanza (new players, lottoland.com/en market) | 10 super spins (casino) or 2 x 5 EUR free bet (betting) |
| Regulators | Malta Gaming Authority, UK Gambling Commission, Gibraltar Gambling Commissioner, Revenue Commissioners | Aland Islands provincial government (Landstinget) |
| Minimum deposit | £1 | €10 |
| Withdrawal time | Within a few business days (bank account transfer) | Real time to bank account |
| Payment methods | Debit card, Apple Pay | Nordea, Osuuspankki, Danske Bank, Alandsbanken, S Bank, Aktia, Saastopankki, POP Pankki, Oma Saastopankki, Siirto, MobilePay, Apple Pay, Zimpler, Skrill, Revolut |
| Products | Lottery | Poker, Bingo, LotteryCovers more |
| Responsible gambling tools | Deposit limits, Cool off, Self exclusion, Reality checkCovers more | Deposit limits, Cool off, Self exclusion |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Regulators: only Lottoland offers Malta Gaming Authority, UK Gambling Commission, Gibraltar Gambling Commissioner.
- Regulators: only paf offers Aland Islands provincial government (Landstinget).
- Responsible gambling tools: only Lottoland offers Reality check.
- Founded is lower at paf: 1966 vs 2013.
- Lottoland is licensed in 3 more countries.
- Lottoland is available in 3 more countries.
- Payment methods: only Lottoland offers Debit card.
- Payment methods: only paf offers Nordea, Osuuspankki, Danske Bank.
- Products: only paf offers Poker, Bingo.
- Features: only paf offers Fast payouts.
Our verdict on each
Lottoland
Lottoland suits adults who want lottery betting and casino play on one licensed account, with a minimum deposit of £1 and regulators including the Malta Gaming Authority, the UK Gambling Commission and the Gibraltar Gambling Commissioner. Its welcome offer is free spins for new players rather than a cash bonus.
paf
Paf suits Nordic and Finnish players who want a low-stakes, quick cash out casino and sportsbook run by a long-standing public operator. The €10 minimum deposit and a 0 wagering requirement on the welcome offer keep costs low, and withdrawals are real time to a bank account.
Score breakdown
| Area | Lottoland | paf |
|---|---|---|
| Cost | 9.8Higher | 9.5A €10 minimum deposit sits close to the site median of €8.77, and the offer carries a 0 wagering requirement. |
| Offer | 9.0 | 9.6Higher |
| Trust | 9.4Higher | 9.1 |
Where they rank in our lists
| Ranking | Lottoland | paf |
|---|---|---|
| Betting sites and sportsbooks | 22 of 644 | 21 of 644 |
| Online casinos | 36 of 732 | 35 of 732 |
| Slot sites | 19 of 376 | 18 of 376 |
| Online lottery sites | 11 of 108 | 10 of 108 |
| Betting apps | 14 of 213 | 13 of 213 |
What we checked
Lottoland
- lottoland.com: 8 facts, checked September 26, 2026
- honestbettingreviews.com: 2 facts, checked September 26, 2026
- authorisation.mga.org.mt: 1 fact, checked September 26, 2026
- gamblingcommission.gov.uk: 1 fact, checked September 26, 2026
- lottolandaffiliates.com: 1 fact, checked September 26, 2026
paf
- paf.com: 7 facts, checked September 26, 2026
- support.paf.fi: 5 facts, checked September 26, 2026
- aboutpaf.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Lottoland | paf |
|---|---|---|
| Features | Mobile app | Fast payouts, Mobile appCovers more |
| Pricing model | Welcome bonus | Welcome bonus |
| Legal entity | EU Lotto Limited | Alands Penningautomatforening (Paf) |
| Headquarters | Malta | Aland Islands |
| Founded | 2013 | 1966Lower |
| Support channels | Email, Chat, Phone, Help centre | Email, Chat, Phone, Help centre |
Casinos
| Fact | Lottoland | paf |
|---|---|---|
| Wagering requirement | Not confirmed | 0 |
| Games | Not confirmed | 8,780 |
| Game providers | Not confirmed | Pragmatic Play, NetEnt, Play'n GO, Red Tiger, Yggdrasil, Playtech, Evolution, Relax Gaming, ELK, Nolimit City, Hacksaw Gaming, Thunderkick, Big Time Gaming, Betsoft Gaming, Gameburger Studios, Kalamba, Octoplay, Paf |
| Live dealer games | Not confirmed | Yes |
| ID checks | Required | Required |
| Restricted countries | Not confirmed | United States, Russia, Turkey |
| Maximum bonus | €10 | Not confirmed |
| Game types | Slots, Live | Slots, Live, Table, RouletteCovers more |
| Bonus types | Free bet | Free bet |
Sportsbooks
| Fact | Lottoland | paf |
|---|---|---|
| Sports markets | Not confirmed | Ice Hockey, Football, Tennis, Basketball, Esports, Table Tennis, Volleyball, Formula 1, Cricket, UFC/MMA, Winter Sports, American Football, Motorsports, Baseball, Chess, Handball, Pesapallo, Boxing, Darts, Golf |
| Sportsbook type | Bookmaker | Bookmaker |
Pros and cons
Lottoland
Pros
- Regulators listed on Malta Gaming Authority, UK Gambling Commission and Gibraltar Gambling Commissioner include the Malta Gaming Authority, the UK Gambling Commission, the Gibraltar Gambling Commissioner and the Revenue Commissioners, so licence records can be checked before depositing.
- The minimum deposit of £1 sits below the site median of €8.77.
- Responsible gambling controls on deposit limits, cool off and self exclusion cover deposit limits, a cool-off period, self-exclusion and reality checks.
Cons
- Withdrawals run Within a few business days (bank account transfer), which is slower than operators that pay out straight away.
- Payment methods listed are Debit card and Apple Pay, with no e-wallet or bank transfer option among them.
- Identity verification is required, so documents are needed before a withdrawal is released.
paf
Pros
- No wagering requirement on the welcome offer (0), which is lighter than most bonus offers in this group
- Withdrawals are real time to a bank account (Real time to bank account), and fast payouts are a listed feature (fast payouts and mobile app)
- Low entry point of €10 against a site median of €8.77
Cons
- Identity checks are required (required), so sign-up involves documentation before a first withdrawal
- The licence is held by a single provincial authority in the Aland Islands (Aland Islands provincial government (Landstinget)), not by a multi-jurisdiction regulator
- Sports betting runs as a bookmaker model (bookmaker) rather than an exchange, so no peer-to-peer markets
Who each suits
Lottoland
Who it suits
- Adults who want lottery betting and casino titles side by side, since lottery and slots and live sit in the same lobby.
- Players who check licences before depositing, as Malta Gaming Authority, UK Gambling Commission and Gibraltar Gambling Commissioner names several gaming authorities.
- Newcomers who want to set spending and time limits early, with deposit limits, cool-off, self-exclusion and reality checks on deposit limits, cool off and self exclusion.
Who should look elsewhere
- Lottogo, if you would rather see a licensing picture that rests on UK Gambling Commission alone.
- Islensk Getspa and Getraunir, if payout speed decides the choice, since its withdrawal time is Instant to the bank account chosen in the Aur app.
- Synot Tip SK, if you want a welcome deposit bonus paid in tranches with free spins on registration in Slovakia rather than a free spins offer.
paf
Who it suits
- Adults in Finland and the Nordic region paying with local banks or MobilePay (Nordea, Osuuspankki and Danske Bank)
- Casino players who want spins without clearing a wagering condition (0)
- Bettors who want a single account covering casino, sportsbook, poker, bingo and lottery (poker, bingo and lottery)
Who should look elsewhere
- Players outside the Aland Islands, Russia or Turkey, where access is restricted (US, RU and TR)
- Anyone who wants a site with no identity checks (required)
- Crypto-first players, since the payment list is bank and wallet based (Nordea, Osuuspankki and Danske Bank)
Current offers
Lottoland
Current offer
Bonus
CASINO WELCOME OFFER: 100 free spins on Big Bass Bonanza after depositing and staking EUR 20
18+. New players only. 30 day bonus expiry. Ends 31/12/26 at 23:59 CET. Full T&Cs Apply.
Source, checked September 26, 2026
Free bet
SPORTS WELCOME OFFER: EUR 10 free bet for selected sports
18+. New sports customers only. Deposit EUR 10+. Opt-in & bet EUR 10+ on selected sports (min odds 2.0) within 7 days. Debit card deposits only. Free Bet expires in 7 days. No cashout.
Source, checked September 26, 2026
Bonus
POWER MONDAY: 30 free spins on Big Bass Splash
18+. Play PowerBall. Claimable once every Monday. Free spins expire after 3 days once claimed. Promo ends 23:59 CET 28/12/2026.
Source, checked September 26, 2026
paf
Current offer
Free bet
Welcome bonus: 10 Super Spins (casino) or 2 x 5 EUR Free Bet (betting): 10 super spins / 2 x 5 EUR
Wager free; choose one offer on registration
Source, checked September 26, 2026
Bonus
20 Free Spins: 20 free spins (0.20 EUR/spin)
Play 30 EUR
Source, checked September 26, 2026
Bonus
3 Bingo Tickets: 3 tickets (2 EUR/ticket)
Play 30 EUR
Source, checked September 26, 2026
Bonus
30 Bingo Tickets: 30 tickets (0.10 EUR/ticket)
Play 20 EUR
Source, checked September 26, 2026
Bonus
2,000 Free Spins to share: 2,000 free spins
New casino tournament every day
Source, checked September 26, 2026
Country by country
| Country | Lottoland | paf |
|---|---|---|
| Aland Islands | No | Yes |
| Gibraltar | Yes | No |
| Ireland | Yes | No |
| Malta | Yes | No |
| United Kingdom | Yes | No |
Questions about each
Lottoland
What does the Lottoland welcome offer give new players?+
New players in the site's main market get free spins on Big Bass Bonanza when they deposit and stake a set amount. The offer counts as a free-bet style reward on free bet, with a headline value of €10, and it follows a welcome-bonus model on welcome bonus.
Who regulates Lottoland and can I check the licences?+
Lottoland is licensed by the Malta Gaming Authority, the UK Gambling Commission, the Gibraltar Gambling Commissioner and the Revenue Commissioners, as Malta Gaming Authority, UK Gambling Commission and Gibraltar Gambling Commissioner records. The operator is EU Lotto Limited, so each licence can be looked up with the authority that issued it before you deposit.
paf
What is the minimum deposit at Paf?+
The minimum deposit is €10, which sits close to the site median of €8.77 and below the upper quartile of €11.62. That makes it one of the more accessible entry points among casinos. Banking options start with the regional banks and MobilePay in Nordea, Osuuspankki and Danske Bank.
Does the Paf welcome bonus have wagering requirements?+
No. The wagering requirement is 0, so there is no turnover target to clear before taking bonus winnings out. The offer itself is 10 super spins (casino) or 2 x 5 EUR free bet (betting), covering spins for the casino and a free-bet element for the sportsbook. Individual spins and bets can still carry their own stake-return rules.
Other options to compare
Other matchups
Lottoland