Updated September 29, 2026 · WagerCue Editorial Team
paf vs Svenska Spel
paf
Higher score in this comparison
Svenska Spel
paf vs Svenska Spel: the differences
| Compare | pafReviewSee alternativesSee alternatives | Svenska SpelReviewSee alternativesSee alternatives |
|---|---|---|
| Welcome offer | 10 super spins (casino) or 2 x 5 EUR free bet (betting) | 100 SEK welcome bonus, no wagering |
| Regulators | Aland Islands provincial government (Landstinget) | Spelinspektionen |
| Minimum deposit | €10 | SEK 25 |
| Withdrawal time | Real time to bank account | Almost instantly via Swish; 1-2 bank days to bank account |
| Payment methods | Nordea, Osuuspankki, Danske Bank, Alandsbanken, S Bank, Aktia, Saastopankki, POP Pankki, Oma Saastopankki, Siirto, MobilePay, Apple Pay, Zimpler, Skrill, Revolut | Swish, Bank card, Bank transfer |
| Games | 8,780Higher | 2,000 |
| Game types | Slots, Live, Table, Roulette | Slots, Live, Table, Blackjack, RouletteCovers more |
| Wagering requirement | 0 | Not confirmed |
| Game providers | Pragmatic Play, NetEnt, Play'n GO, Red Tiger, Yggdrasil, Playtech, Evolution, Relax Gaming, ELK, Nolimit City, Hacksaw Gaming, Thunderkick, Big Time Gaming, Betsoft Gaming, Gameburger Studios, Kalamba, Octoplay, Paf | Not confirmed |
| Restricted countries | United States, Russia, Turkey | Not confirmed |
| Maximum bonus | Not confirmed | SEK 100 |
| Withdrawal time (hours) | Not confirmed | 0 hours |
Same on both: Live dealer games (Yes), ID checks (Required), Responsible gambling tools (Deposit limits, Cool off, Self exclusion), Bonus types (Free bet).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- paf scores higher overall: 9.4 vs 9.3.
- Regulators: only paf offers Aland Islands provincial government (Landstinget).
- Regulators: only Svenska Spel offers Spelinspektionen.
- Founded is lower at Svenska Spel: 1897 vs 1966.
- Payment methods: only paf offers Nordea, Osuuspankki, Danske Bank.
- Payment methods: only Svenska Spel offers Swish, Bank card, Bank transfer.
- Games is higher at paf: 8,780 vs 2,000.
- Features: only paf offers Fast payouts.
- Game types: only Svenska Spel offers Blackjack.
Our verdict on each
paf
Paf suits Nordic and Finnish players who want a low-stakes, quick cash out casino and sportsbook run by a long-standing public operator. The €10 minimum deposit and a 0 wagering requirement on the welcome offer keep costs low, and withdrawals are real time to a bank account.
Svenska Spel
Svenska Spel suits Swedish adults who want a sportsbook and casino in one licensed account, with a welcome offer of 100 SEK welcome bonus, no wagering and payouts that are Almost instantly via Swish; 1-2 bank days to bank account.
Score breakdown
| Area | paf | Svenska Spel |
|---|---|---|
| Cost | 9.5A €10 minimum deposit sits close to the site median of €8.77, and the offer carries a 0 wagering requirement. | 9.7HigherA free bet worth SEK 100 carries no wagering requirement, and withdrawals run Almost instantly via Swish; 1-2 bank days to bank account. |
| Offer | 9.6Higher | 9.0 |
| Trust | 9.1 | 9.3Higher |
Availability and regulation
| Country | paf | Svenska Spel |
|---|---|---|
| Aland Islands | Not confirmed | |
| Sweden | Not confirmed | Spelinspektionen Kommersiellt online 710308406 |
Additional countries for paf: 1. Additional countries for Svenska Spel: 1.
Positions in our rankings
| Ranking | paf | Svenska Spel |
|---|---|---|
| Betting sites and sportsbooks | 21 of 644 | 43 of 644 |
| Online casinos | 35 of 732 | 62 of 732 |
| Live casinos | 11 of 292 | 26 of 292 |
| Slot sites | 18 of 376 | 36 of 376 |
| Poker sites | 11 of 225 | 19 of 225 |
| Bingo sites | 5 of 78 | 12 of 78 |
| Online lottery sites | 10 of 108 | 18 of 108 |
| Betting apps | 13 of 213 | 25 of 213 |
| Online roulette sites | 6 of 202 | 18 of 202 |
Which one suits you
Pick paf if offer and games matter most.
Pick Svenska Spel if game types matter most.
Sources behind this comparison
paf
- paf.com: 14 facts, checked September 26, 2026
- support.paf.fi: 5 facts, checked September 26, 2026
- aboutpaf.com: 1 fact, checked September 26, 2026
Svenska Spel
- spela.svenskaspel.se: 14 facts, checked September 26, 2026
- om.svenskaspel.se: 2 facts, checked September 26, 2026
- spelinspektionen.se: 2 facts, checked September 26, 2026
- svenskaspel.se: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | paf | Svenska Spel |
|---|---|---|
| Features | Fast payouts, Mobile appCovers more | Mobile app |
| Pricing model | Welcome bonus | Welcome bonus |
| Legal entity | Alands Penningautomatforening (Paf) | Svenska Spel Sport & Casino AB |
| Headquarters | Aland Islands | Sweden |
| Founded | 1966 | 1897Lower |
| Support channels | Email, Chat, Phone, Help centre | Phone, Chat, Email, Help centre |
Sportsbooks
| Fact | paf | Svenska Spel |
|---|---|---|
| Sports markets | Ice Hockey, Football, Tennis, Basketball, Esports, Table Tennis, Volleyball, Formula 1, Cricket, UFC/MMA, Winter Sports, American Football, Motorsports, Baseball, Chess, Handball, Pesapallo, Boxing, Darts, Golf | Football, Ice hockey, Horse racing, Tennis, Golf, UFC |
| Live streaming | Not confirmed | Yes |
| Cash out | Not confirmed | Yes |
| Sportsbook type | Bookmaker | Bookmaker |
Poker, bingo and lottery
| Fact | paf | Svenska Spel |
|---|---|---|
| Products | Poker, Bingo, Lottery | Poker, Bingo, Lottery |
Where each stands against the rest
| Fact | paf | Svenska Spel | Median |
|---|---|---|---|
| Wagering requirement | 0lowest quarter | Not confirmed | 22.5 |
| Games | 8,780highest quarter | 2,000at the median | 2,000 |
| Withdrawal time (hours) | Not confirmed | 0 hoursbelow the median | 1 hour |
Median across 189 listed gambling operators.
Pros and cons
paf
Pros
- No wagering requirement on the welcome offer (0), which is lighter than most bonus offers in this group
- Withdrawals are real time to a bank account (Real time to bank account), and fast payouts are a listed feature (fast payouts and mobile app)
- Low entry point of €10 against a site median of €8.77
Cons
- Identity checks are required (required), so sign-up involves documentation before a first withdrawal
- The licence is held by a single provincial authority in the Aland Islands (Aland Islands provincial government (Landstinget)), not by a multi-jurisdiction regulator
- Sports betting runs as a bookmaker model (bookmaker) rather than an exchange, so no peer-to-peer markets
Svenska Spel
Pros
- The welcome offer is 100 SEK welcome bonus, no wagering, so there is no wagering requirement to clear before funds can be taken out.
- Withdrawals are Almost instantly via Swish; 1-2 bank days to bank account, and the same mobile and bank rails used to fund the account handle payouts (Swish, Bank card and Bank transfer).
- Licensed by Spelinspektionen under Kommersiellt online 710308406, with identity checks required on the account (required).
Cons
- The SEK 25 minimum deposit ranks 16 of 89 brands on the site, so small stakes cost more to place here than at a lower-threshold bookmaker.
- Funding runs through Swish, Bank card and Bank transfer only, with no cryptocurrency route among them.
- Customer service runs on phone, chat and email, and phone support sits below email, chat and help centre for availability across the sites compared (37.9%).
Who each suits
paf
Who it suits
- Adults in Finland and the Nordic region paying with local banks or MobilePay (Nordea, Osuuspankki and Danske Bank)
- Casino players who want spins without clearing a wagering condition (0)
- Bettors who want a single account covering casino, sportsbook, poker, bingo and lottery (poker, bingo and lottery)
Who should look elsewhere
- Players outside the Aland Islands, Russia or Turkey, where access is restricted (US, RU and TR)
- Anyone who wants a site with no identity checks (required)
- Crypto-first players, since the payment list is bank and wallet based (Nordea, Osuuspankki and Danske Bank)
Svenska Spel
Who it suits
- Swedish adults who want sports, casino and lottery products under a single licence from Spelinspektionen.
- Players who place priority on payout speed, since withdrawals run Almost instantly via Swish; 1-2 bank days to bank account.
- Readers who want live dealer tables and live streaming alongside a sportsbook rather than on a separate site.
Who should look elsewhere
- Bettors after a lower entry point, because the SEK 25 minimum deposit ranks 16 of 89 brands on the site and a thinner bankroll suits a lower-threshold bookmaker.
- Anyone seeking a licence outside Sweden, since totalbet is regulated by Minister Finansów RP (Ministry of Finance of Poland) and Synot Tip SK by Urad pre regulaciu hazardnych hier (URHH), so a different market is the case for those brands.
- Exchange and daily fantasy bettors, because betting here runs through a bookmaker account (bookmaker) and no exchange product sits behind that model.
Current offers
paf
Current offer
Free bet
Welcome bonus: 10 Super Spins (casino) or 2 x 5 EUR Free Bet (betting): 10 super spins / 2 x 5 EUR
Wager free; choose one offer on registration
Source, checked September 26, 2026
Bonus
20 Free Spins: 20 free spins (0.20 EUR/spin)
Play 30 EUR
Source, checked September 26, 2026
Bonus
3 Bingo Tickets: 3 tickets (2 EUR/ticket)
Play 30 EUR
Source, checked September 26, 2026
Bonus
30 Bingo Tickets: 30 tickets (0.10 EUR/ticket)
Play 20 EUR
Source, checked September 26, 2026
Bonus
2,000 Free Spins to share: 2,000 free spins
New casino tournament every day
Source, checked September 26, 2026
Svenska Spel
Current offer
Free bet
Välkomsterbjudande: 100 kr att spela för: 100 SEK
New online customers 4 Sep 2026 to 4 Jan 2027; min 25 SEK deposit, bet at least 1 SEK; credited within 7 days, no wagering
Source, checked September 26, 2026
Country by country
| Country | paf | Svenska Spel |
|---|---|---|
| Aland Islands | Yes | No |
| Sweden | No | Yes |
Questions about each
paf
What is the minimum deposit at Paf?+
The minimum deposit is €10, which sits close to the site median of €8.77 and below the upper quartile of €11.62. That makes it one of the more accessible entry points among casinos. Banking options start with the regional banks and MobilePay in Nordea, Osuuspankki and Danske Bank.
Does the Paf welcome bonus have wagering requirements?+
No. The wagering requirement is 0, so there is no turnover target to clear before taking bonus winnings out. The offer itself is 10 super spins (casino) or 2 x 5 EUR free bet (betting), covering spins for the casino and a free-bet element for the sportsbook. Individual spins and bets can still carry their own stake-return rules.
Svenska Spel
Does the welcome offer come with wagering conditions?+
The terms are set out as 100 SEK welcome bonus, no wagering, so nothing has to be wagered before a withdrawal. free bet shows a free bet as the bonus type, SEK 100 is the headline value, and welcome bonus records a welcome bonus as the offer model. Bonus terms change between campaigns, so read the current terms before staking any bonus funds.
What is the minimum deposit?+
The minimum deposit is SEK 25, and on the site that measure ranks 16 of 89 brands, so entry sits in the higher band. Minimum deposits vary widely across operators, which is why the ranking matters more than the headline figure when comparing small-stake play.
Other options to compare
Other matchups
Svenska Spel